Our independence gives you flexibility and more room to grow

We’re not bound to any one family of funds. As an independent financial consulting firm, we follow the fund managers whose track records, communication styles and grasp of economic trends align with our own proactive approach. That means we can tailor your portfolio exactly to your needs and risk tolerance.

Once we’ve set your plan with you, we meet regularly, communicate frequently, and take time to make sure you’re clear about—and comfortable with—the way it’s rolling out. We educate so you can participate, coaching you and broadening your understanding of available options so you can realize your vision for your lifestyle, your business, your children, your estate.

Completing your picture demands the expertise of other trusted experts—accountants, insurers, lawyers. We can refer you to collaborative partners ready to meet your full spectrum of needs.

Meeting all your planning needs

Our complete service offering covers the full range of your personal planning requirements:

  • Investment Management

    • Financial and portfolio analysis
    • Personal investment profiling
    • Continuous account monitoring & reporting
    • Regular communication about market developments
  • Retirement Planning

    • Clarification of goals and objectives
    • Definition of wealth requirements and retirement-age targets
    • After-tax revenue planning
    • Analysis of income sources (RRSPs, pension, CPP, OAS)
  • Tax Planning

    • Revenue and tax analysis
    • De-accumulation (withdrawing money tax-efficiently)
    • Consultations with accountants/lawyers, as appropriate
    • Identification and implementation of tax-planning strategies (e.g., income splitting)
  • Insurance Planning

    • Insurance needs analysis
    • Group benefits analysis
    • Personal benefits analysis
  • Estate Planning

    • Financial and portfolio analysis
    • Personal investment profiling
    • Continuous account monitoring & reporting
    • Regular communication about market developments
  • Business Planning

    • Business planning
    • Tax planning
    • Creating a trust
    • Insurance solutions

Donna Richardson

We are proud to announce Donna Richardson’s new designation as a Certified Divorce Financial Analyst® (CDFA).

Click here to learn more.

The role of the CDFA® is to help both client and lawyer understand how the financial decisions made today will impact the client’s financial future, based on certain assumptions.

A CDFA® is someone who comes from a financial planning, accounting or legal background and goes through an intensive training program to become skilled in analyzing and providing expertise related to the financial issues of divorce. The CDFA®: